109 Bay Lake Drive
Ormond Beach, FL 32174
AI Photo highlights
A 3-bedroom, 2-bath one-story transitional home built in 2003 beside a preserve with no rear neighbors. Kitchen has granite look counters, stainless appliances, shaker cabinets, white & gray design, peninsula and breakfast bar. Primary bedroom with tray ceiling, split layout, spa-size bath with walk-in shower and double vanity. Tile floors throughout. Screened pool with hot tub, outdoor kitchen and screened lanai. Bonus room, fireplace and 10-foot ceilings.
Style
Kitchen
Bathrooms
Floors & finishes
Layout & rooms
Pool & outdoor
Garage & parking
Community
Rules & fees
Generated by AI from the listing photos and description; may contain errors and is not a substitute for an inspection. † = from the MLS listing or description, not confirmed in photos. Report an error · How this works
About this home
Welcome to this beautifully upgraded 3/2 ICI Tiffany model in desirable Ormond Beach, where refined indoor comfort meets exceptional Florida outdoor living. From the moment you arrive, the impressive curb appeal sets the tone, featuring elegant stone accents on the front of the home, plantation shutters, professionally enhanced landscaping with decorative lava rock, and a Shark-coated driveway and garage floor for both style and durability.
Step inside to a light, sophisticated interior that has been freshly painted throughout and features tile flooring across the entire home for effortless Florida living. New LED lighting adds a crisp, modern touch, while plantation shutters provide timeless elegance and privacy.
The gourmet kitchen has been thoughtfully refreshed with new granite countertops, a new sink and faucet, creating a beautiful and functional space for everyday living and entertaining. The spacious primary suite offers a private retreat, complete with custom closets, an updated primary bathroom, and sliding glass doors leading directly to the lanai. The guest bedroom offers exceptional flexibility with a Murphy bed and wraparound desk, making it ideal for guests, a home office, or both.
The true showstopper is the resort-style backyard oasis. The approximately two-year-old saltwater, heated pool features LED lighting and Wi-Fi capability, creating the perfect setting for relaxing swims, evening entertaining, or enjoying Florida's year-round outdoor lifestyle. A screened enclosure and paver patio provide an inviting extension of the living space.
The expansive lanai is designed for entertaining, featuring a fully equipped outdoor kitchen with granite countertops, Weber grill, and mini refrigerator. New ceiling fans and LED lighting enhance the lanai's comfort and ambiance. A motorized garage screen adds even more versatility to the garage and outdoor living areas.
Located in Flagler County with NO CDD fees, this exceptional home combines thoughtful upgrades, stylish finishes, and a truly spectacular outdoor living experience. Beautifully maintained and move-in ready, this is Florida living at its finest. The roof is 2 years old and the hot water heater is 2021! Please note, the hot tub is negotiable!
Come & enjoy the 45 holes of golf, pickleball, tennis, 2 pools, gym & spa! Brand new clubhouse & tiki-bar!
Buyers of this property will enjoy a substantial discount on the club initiation fees, when they join within 30 days of closing!
Home facts
- Property type
- Single Family Residence
- Bedrooms
- 3
- Bathrooms
- 2 full
- Year built
- 2003
- Living area
- 2,048 sq ft
- Price / sq ft
- $312
- Lot
- 0.38 acres
- Garage
- 2 spaces
- Private pool
- Yes
- Waterfront
- No
- Annual taxes
- $5,196
- Flood zone
- X (FEMA map)
- Subdivision
- Plantation Bay
- Style
- Traditional (per the listing)
- Style seen in photos (AI)
- Transitional
- Days on market
- 30
HOA and fees
- HOA
- about $121 a month
- Billed
- $363 /quarter
- Association listed
- PLANTATION BAY COMMUNITY ASSOCIATION, INC.
From the listing. The HOA total adds every association fee listed for this home; a CDD (community development district) assessment is separate and billed with property taxes. Confirm current amounts with the association and the county.
Flood zone
- FEMA flood zone
- X
- Flood risk
- Minimal
From FEMA flood maps at the home's map location (see FEMA's map), checked Oct 3, 2026. Not an official flood determination. Flooding can happen in any zone; ask an insurance agent for a quote, and a surveyor for an elevation certificate.
Features
Interior
Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
Appliances
Dishwasher, Electric Range, Microwave, Refrigerator
Flooring
Tile
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Patio & porch
Covered, Rear Porch, Screened
Pool
Electric Heat
View
Trees/Woods
Lot
Wooded
Parking
Attached, Garage
Roof
Shingle
Construction
Block, Concrete, Stone, Stucco
HOA amenities
Basketball Court, Clubhouse, Fitness Center, Golf Course, Gated, Pickleball, Tennis Court(s)
HOA fee includes
Security
Laundry
Electric Dryer Hookup, In Unit, Washer Hookup
Utilities
Electricity Connected, Sewer Connected, Water Connected
Sewer
Public Sewer
Water
Public
Pets
Cats OK, Dogs OK, Yes
Location
Monthly cost
- Principal & interest
- –
- Mortgage insurance (PMI) under 20% down
- –
- Property taxes
- –
- HOA
- –
- Insurance
- –
Estimates only. Taxes are estimated for a new owner from this year's local tax rates; special assessments and fees on the tax bill (garbage, stormwater, street lighting) are not included. Rates are Freddie Mac's weekly national average; yours depends on your credit, loan type and points. Insurance varies widely by company, roof, age and location: add your own quotes. The current owner's tax bill for 2024 was $5,196.
Insurance varies a lot in Florida: roof age, year built, storm protection and the flood zone drive the price. Get quotes early, before your inspection period ends. Ask Elk for help with quotes →
Listing by Venture Development Realty, Inc · 386-236-4220
MLS # 1230349 · Daytona Beach REALTORS® MLS · Updated Oct 29, 2026
Listing data provided by Daytona Beach REALTORS® MLS via IDX. Information is deemed reliable but is not guaranteed. Listings are displayed with the listing brokerage. All measurements and square footages are approximate. Some IDX listings have been excluded from this website: it shows homes within 35 miles of Daytona Beach.
The neighborhood: Plantation Bay
Plantation Bay is a gated golf and country club community on the north edge of Ormond Beach, with 45 holes of golf, lakes and nature preserves, and a mix of single-family homes, townhomes, villas and condos.
