Active
$205,500
Price reduced Oct 24 (−$10,000)

728 Ruby Street
Daytona Beach, FL 32114

3beds
2baths
988sq ft
1987built

AI Photo highlights

A 3-bedroom, 1.5-bath one-story ranch home built in 1987 with tile floors throughout. First-floor primary and flat-front cabinets.

Style

Kitchen

Floors & finishes

Layout & rooms

  • First-floor primary
  • Single story

Pool & outdoor

  • Corner lot

Rules & fees

  • Long-term rentals only †
  • Pets allowed †

Generated by AI from the listing photos and description; may contain errors and is not a substitute for an inspection. † = from the MLS listing or description, not confirmed in photos. Report an error · How this works

About this home

Great starter home for small family. Corner lot Home 3 Bedroom 1.5 Bathroom, one car garage with newer opener and wind rated door, newer appliances. Minutes to the beach, major highways and all amenities and shopping. Seller is an active Real estate agent.

Home facts

Property type
Single Family Residence
Bedrooms
3
Bathrooms
1 full, 1 half
Year built
1987
Living area
988 sq ft
Price / sq ft
$208
Lot
0.16 acres
Garage
1 spaces
Private pool
No
Waterfront
No
Annual taxes
$2,867
Flood zone
AE (FEMA map)
Beachside / mainland
Mainland
Subdivision
Cedar Point
Style
Ranch (per the listing)
Style seen in photos (AI)
Ranch
Days on market
2

Flood zone

FEMA flood zone
AE
Flood risk
High: 1% yearly chance of flooding (the 100-year floodplain)
Base flood elevation
8 ft

In a high-risk zone, mortgage lenders require flood insurance (federally regulated and insured lenders must).

From FEMA flood maps at the home's map location (see FEMA's map), checked Oct 22, 2026. Not an official flood determination. Flooding can happen in any zone; ask an insurance agent for a quote, and a surveyor for an elevation certificate.

Features

Appliances

Dishwasher, Electric Range, Refrigerator

Flooring

Tile

Cooling

Central Air

Heating

Central, Electric, Heat Pump

Lot

Corner Lot

Parking

Garage

Roof

Shingle

Construction

Concrete, Stucco

Community

Sidewalks

Utilities

Cable Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available

Sewer

Public Sewer

Water

Public

Pets

Cats OK, Dogs OK, Yes

Assigned public schools

Elementary Turie T. Small Elementary 800 South St, Daytona Beach, FL 32114 · (386) 258-4675 State report card Homes for sale zoned for this school
Middle Campbell Middle School 625 S Keech St, Daytona Beach, FL 32114 · (386) 258-4661 State report card Homes for sale zoned for this school
High Spruce Creek High School 801 Taylor Rd, Port Orange, FL 32127 · (386) 322-6272 State report card Homes for sale zoned for this school

From Volusia County Schools' current attendance boundaries at the home's map location (district school zone maps). Zones can change; confirm with the district. School choice, magnet and charter options may also be available.

Location

Mainland
West of the river; the beach is across a bridge
Drive to the beach
About 7 minutes (2.7 mi) to the beach at Silver Beach Av
Drive-on beach ramp
Botefuhr Av

Beachside distances are straight-line to the nearest public beach access or ramp (Volusia County data); private walkovers owned by a building aren't in the county's data. "Oceanfront lot" means the county lot lines run to the beach with nothing but beach or dune in between (Volusia County parcel map). Mainland drive times and miles follow the roads, from this home to the quickest of the nearby beach accesses; they are estimates from a routing service (OpenRouteService), and actual times vary with traffic, traffic lights, season and events. Beach driving depends on the tide and the season; check the county's ramp status before you go.

Monthly cost

–per month, estimated

Freddie Mac weekly average, Oct 29, 2026; yours depends on credit, loan type and points.

Principal & interest
–
Property taxes
–
Insurance
–

Estimates only. Taxes are estimated for a new owner from this year's local tax rates; special assessments and fees on the tax bill (garbage, stormwater, street lighting) are not included. Rates are Freddie Mac's weekly national average; yours depends on your credit, loan type and points. Insurance varies widely by company, roof, age and location: add your own quotes. The current owner's tax bill for 2026 was $2,867.

Insurance varies a lot in Florida: roof age, year built, storm protection and the flood zone drive the price. Get quotes early, before your inspection period ends. Ask Elk for help with quotes →

Listing by FAME Real Estate LLC · 386-334-2226

MLS # 1232043 · Daytona Beach REALTORS® MLS · Updated Oct 24, 2026

Listing data provided by Daytona Beach REALTORS® MLS via IDX. Information is deemed reliable but is not guaranteed. Listings are displayed with the listing brokerage. All measurements and square footages are approximate. Some IDX listings have been excluded from this website: it shows homes within 35 miles of Daytona Beach.

The area: Daytona Beach

Daytona Beach stretches from oceanfront condos on the beachside, across the Halifax River, to established neighborhoods and newer communities on the mainland west toward I-95 and LPGA Boulevard.

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