656 Middlebury Loop
New Smyrna Beach, FL 32168
AI Photo highlights
A 3-bedroom, 2-bath one-story Florida builder home built in 2001. First-floor primary with vaulted ceilings and walk-in closet. Kitchen with quartz/marble look counters, stainless appliances, shaker cabinets, and peninsula. No-carpet wood-look floors, screened lanai, 2+ car garage, newer roof (2023).
Style
Kitchen
Floors & finishes
Layout & rooms
Upgrades & systems
Pool & outdoor
Garage & parking
Generated by AI from the listing photos and description; may contain errors and is not a substitute for an inspection. † = from the MLS listing or description, not confirmed in photos. Report an error · How this works
About this home
Move right in and start your next chapter in this beautifully remodeled 3-bedroom, 2-bath home offering 1,567 square feet of stylish, functional living space. Thoughtfully renovated in 2022, this home combines modern finishes with the confidence of major system updates, making it an exceptional opportunity for first-time buyers, downsizers, or anyone seeking a truly turnkey property. The inviting open layout creates a seamless flow between the living, dining, and kitchen areas, providing the perfect space for everyday living, family gatherings, or entertaining friends. Natural light fills the home, creating a warm and welcoming atmosphere that instantly feels like home. Designed for peace of mind, this property features durable concrete block construction, a new roof installed in 2023, a 2017 HVAC system, and a water heater replaced in 2022. The spacious 2-car garage offers additional storage, giving you plenty of room for vehicles, hobbies, and outdoor gear. Whether you're purchasing your very first home or looking for a low-maintenance property with the major updates already completed, this home delivers the perfect blend of comfort, style, and value. Simply unpack, settle in, and enjoy everything homeownership has to offer. Conveniently located near shopping, dining, schools, parks, and just a short drive to the beautiful beaches of New Smyrna Beach, you'll enjoy the best of Florida living while coming home to a property that's been thoughtfully updated and move-in ready. All information is intended to be accurate, however not guaranteed.
Home facts
- Property type
- Single Family Residence
- Bedrooms
- 3
- Bathrooms
- 2 full
- Year built
- 2001
- Living area
- 1,567 sq ft
- Price / sq ft
- $223
- Garage
- 2 spaces
- Private pool
- No
- Waterfront
- No
- Flood zone
- AE (FEMA map)
- Beachside / mainland
- Mainland
- Subdivision
- Not On The List
- Style seen in photos (AI)
- Florida builder home
- Days on market
- 83
HOA and fees
- HOA
- about $44 a month
- Billed
- $525 /year
From the listing. The HOA total adds every association fee listed for this home; a CDD (community development district) assessment is separate and billed with property taxes. Confirm current amounts with the association and the county.
Flood zone
- FEMA flood zone
- AE
- Flood risk
- High: 1% yearly chance of flooding (the 100-year floodplain)
- Base flood elevation
- 6 ft
In a high-risk zone, mortgage lenders require flood insurance (federally regulated and insured lenders must).
From FEMA flood maps at the home's map location (see FEMA's map), checked Oct 3, 2026. Not an official flood determination. Flooding can happen in any zone; ask an insurance agent for a quote, and a surveyor for an elevation certificate.
Features
Appliances
Disposal, Dishwasher, Electric Oven, Electric Range, Refrigerator
Cooling
Central Air, Electric
Heating
Central, Electric
Parking
Attached, Garage
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water
Public
Assigned public schools
From Volusia County Schools' current attendance boundaries at the home's map location (district school zone maps). Zones can change; confirm with the district. School choice, magnet and charter options may also be available.
Location
- Mainland
- West of the river; the beach is across a bridge
- Drive to the beach
- About 14 minutes (4.7 mi) to the beach at 3rd Av
- Drive-on beach ramp
- Beachway Av
Beachside distances are straight-line to the nearest public beach access or ramp (Volusia County data); private walkovers owned by a building aren't in the county's data. "Oceanfront lot" means the county lot lines run to the beach with nothing but beach or dune in between (Volusia County parcel map). Mainland drive times and miles follow the roads, from this home to the quickest of the nearby beach accesses; they are estimates from a routing service (OpenRouteService), and actual times vary with traffic, traffic lights, season and events. Beach driving depends on the tide and the season; check the county's ramp status before you go.
Monthly cost
- Principal & interest
- –
- Mortgage insurance (PMI) under 20% down
- –
- Property taxes
- –
- HOA
- –
- Insurance
- –
Estimates only. Taxes are estimated for a new owner from this year's local tax rates; special assessments and fees on the tax bill (garbage, stormwater, street lighting) are not included. Rates are Freddie Mac's weekly national average; yours depends on your credit, loan type and points. Insurance varies widely by company, roof, age and location: add your own quotes.
Insurance varies a lot in Florida: roof age, year built, storm protection and the flood zone drive the price. Get quotes early, before your inspection period ends. Ask Elk for help with quotes →
Listing by EXIT Real Estate Property Solutions · 386-402-7909
MLS # 1228558 · Daytona Beach REALTORS® MLS · Updated Oct 4, 2026
Listing data provided by Daytona Beach REALTORS® MLS via IDX. Information is deemed reliable but is not guaranteed. Listings are displayed with the listing brokerage. All measurements and square footages are approximate. Some IDX listings have been excluded from this website: it shows homes within 35 miles of Daytona Beach.
The area: New Smyrna Beach
New Smyrna Beach is a beach town in southeast Volusia County with oceanfront condos and cottages on the beachside, shops and restaurants on Flagler Avenue and Canal Street, and mainland neighborhoods west of the Indian River.
