34 S Riverwalk Drive
Palm Coast, FL 32137
AI Photo highlights
A 4-bedroom, 3-bath two-story Mediterranean home built in 2005. Granite-look stone counters, stainless appliances, raised-panel cabinets with wall oven, gas cooking, large kitchen, and island. First-floor primary with tray ceiling, soaking tub, and curbless shower. 10-ft ceilings, coffered ceiling in living area, fireplace, screened lanai, outdoor kitchen, 2+ car garage.
Style
Kitchen
Bathrooms
Floors & finishes
Layout & rooms
Upgrades & systems
Pool & outdoor
Garage & parking
Community
Generated by AI from the listing photos and description; may contain errors and is not a substitute for an inspection. † = from the MLS listing or description, not confirmed in photos. Report an error · How this works
About this home
BUYER INCENTIVE: Seller is offering up to $7,990 toward allowable buyer closing costs, prepaids, discount points, or an approved interest-rate buydown with an acceptable offer, subject to contract terms, lender approval, and sufficient allowable costs.
Welcome to private courtyard living in the guard-gated Riverwalk section of Palm Coast Plantation. Backing to peaceful conservation land, this custom Grandeur Homes residence offers 4 bedrooms, 3 full baths, 2,892 sq ft of living space, and select furnishings. Natural light highlights tray and coffered ceilings, crown molding, transom windows, decorative archways, and a propane fireplace. The open layout connects the main living areas to a well-appointed kitchen with stone counters, solid-wood cabinetry, a built-in oven, and propane cooktop.
The spacious first-floor primary suite is complemented by two additional main-level bedrooms, while the upstairs fourth bedroom provides flexible space for guests, an office, or media room. At the heart of the home, a private walled courtyard offers a screened outdoor retreat with an outdoor kitchen, decorative lighting, and a versatile golf-entertainment area. Additional features include a tile roof, paver driveway, new landscaping, and upgraded irrigation.
Palm Coast Plantation amenities include a clubhouse, community pool, fitness center, tennis, pickleball, bocce, basketball, shuffleboard, boat/RV storage, and access to a 128-acre lake with pier and gazebo--all convenient to beaches, dining, shopping, and I-95.
An additional lender credit of up to $4,794 may be available when using the preferred lender, providing a maximum potential combined buyer benefit of up to $12,784 at the current asking price.
One or more photo(s) was virtually staged.
Home facts
- Property type
- Single Family Residence
- Bedrooms
- 4
- Bathrooms
- 3 full
- Year built
- 2005
- Living area
- 2,892 sq ft
- Price / sq ft
- $276
- Lot
- 0.21 acres
- Garage
- 2 spaces
- Private pool
- No
- Waterfront
- No
- Annual taxes
- $7,969
- Flood zone
- X (shaded) (FEMA map)
- Subdivision
- Palm Coast Plantation
- Style seen in photos (AI)
- Mediterranean / Spanish
- Days on market
- 126
HOA and fees
- HOA
- about $239 a month
- Billed
- $718 /quarter
From the listing. The HOA total adds every association fee listed for this home; a CDD (community development district) assessment is separate and billed with property taxes. Confirm current amounts with the association and the county.
Flood zone
- FEMA flood zone
- X (shaded)
- Flood risk
- Moderate: outside the 100-year floodplain, inside the 500-year
- Nearby
- High-risk zone AE within about 60 feet: part of the property may be in it
Lenders decide from a flood determination for the whole property, so ask early whether flood insurance will be required.
From FEMA flood maps at the home's map location (see FEMA's map), checked Oct 3, 2026. Not an official flood determination. Flooding can happen in any zone; ask an insurance agent for a quote, and a surveyor for an elevation certificate.
Features
Appliances
Dryer, Disposal, Dishwasher, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer
Cooling
Central Air, Electric
Heating
Central, Electric, Heat Pump
Parking
Attached, Garage, Garage Door Opener
Utilities
Cable Available, Propane, Sewer Connected, Water Connected
Water
Public
Location
Monthly cost
- Principal & interest
- –
- Mortgage insurance (PMI) under 20% down
- –
- Property taxes
- –
- HOA
- –
- Insurance
- –
Estimates only. Taxes are estimated for a new owner from this year's local tax rates; special assessments and fees on the tax bill (garbage, stormwater, street lighting) are not included. Rates are Freddie Mac's weekly national average; yours depends on your credit, loan type and points. Insurance varies widely by company, roof, age and location: add your own quotes. The current owner's tax bill for 2024 was $7,969.
Insurance varies a lot in Florida: roof age, year built, storm protection and the flood zone drive the price. Get quotes early, before your inspection period ends. Ask Elk for help with quotes →
Listing by Better Homes & Gardens RE \ Synergy · 386-338-3939
MLS # 1227826 · Daytona Beach REALTORS® MLS · Updated Oct 26, 2026
Listing data provided by Daytona Beach REALTORS® MLS via IDX. Information is deemed reliable but is not guaranteed. Listings are displayed with the listing brokerage. All measurements and square footages are approximate. Some IDX listings have been excluded from this website: it shows homes within 35 miles of Daytona Beach.
The area: Palm Coast
Palm Coast is a planned city in Flagler County, about 30 minutes north of Daytona Beach, known for its canal-front homes, golf courses, parks and paved trails.
