186 Westhampton Drive
Palm Coast, FL 32164
AI Photo highlights
A 3-bedroom, 2-bath one-story Florida builder home built in 1991 with no HOA. Vaulted ceilings, screened lanai, and roomy backyard. Skylights and 2+ car garage.
Style
Kitchen
Bathrooms
Floors & finishes
Layout & rooms
Pool & outdoor
Garage & parking
Rules & fees
Generated by AI from the listing photos and description; may contain errors and is not a substitute for an inspection. † = from the MLS listing or description, not confirmed in photos. Report an error · How this works
About this home
This FHA 203(k) eligible home is one of the best values in Palm Coast, offering incredible potential in a highly sought after neighborhood. Don't miss what's waiting behind the front door. Step inside to discover soaring volume ceilings, abundant natural light, and a spacious split-bedroom floor plan designed for comfortable everyday living. The heart of the home features a well-appointed kitchen with newer appliances, ample cabinetry, a pantry, and seamless flow into the main living and dining areas. The true standout is the oversized screened lanai and adjoining grilling patio, creating the ideal setting for entertaining, relaxing, or enjoying Florida's beautiful weather year-round. Sliding glass doors from the kitchen, dining area, and primary suite effortlessly blend indoor and outdoor living. Located in the desirable Pine Lakes community, you'll enjoy tree-lined streets, a golf course setting, and the freedom of NO HOA fees. Schedule your showing today and see this hidden gem! You enjoy an established neighborhood feel with no HOA fees, all while being just minutes from great schools, local shopping, and the cinnamon sands of Flagler Beach. With a smart, well-fed lawn sprinkler system keeping the yard vibrant, this gem is entirely move-in ready. Schedule your tour today and see why the best surprises are found inside!
Home facts
- Property type
- Single Family Residence
- Bedrooms
- 3
- Bathrooms
- 2 full
- Year built
- 1991
- Living area
- 1,718 sq ft
- Price / sq ft
- $150
- Lot
- 0.25 acres
- Garage
- 2 spaces
- Private pool
- No
- Waterfront
- No
- Annual taxes
- $2,027
- Flood zone
- X (FEMA map)
- Subdivision
- Pine Lake
- Days on market
- 136
Flood zone
- FEMA flood zone
- X
- Flood risk
- Minimal
From FEMA flood maps at the home's map location (see FEMA's map), checked Oct 3, 2026. Not an official flood determination. Flooding can happen in any zone; ask an insurance agent for a quote, and a surveyor for an elevation certificate.
Features
Interior
Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Open Floorplan, Split Bedrooms, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Flooring
Carpet, Tile
Cooling
Central Air
Heating
Central
Patio & porch
Covered, Front Porch, Rear Porch, Screened
Lot
Sprinklers In Front, Sprinklers In Rear
Parking
Garage, Garage Door Opener
Roof
Shingle
Construction
Frame
Laundry
Electric Dryer Hookup, Washer Hookup
Windows
Skylight(s)
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Sewer
Public Sewer
Water
Public
Pets
Yes
Location
Monthly cost
- Principal & interest
- –
- Mortgage insurance (PMI) under 20% down
- –
- Property taxes
- –
- Insurance
- –
Estimates only. Taxes are estimated for a new owner from this year's local tax rates; special assessments and fees on the tax bill (garbage, stormwater, street lighting) are not included. Rates are Freddie Mac's weekly national average; yours depends on your credit, loan type and points. Insurance varies widely by company, roof, age and location: add your own quotes. The current owner's tax bill for 2025 was $2,027.
Insurance varies a lot in Florida: roof age, year built, storm protection and the flood zone drive the price. Get quotes early, before your inspection period ends. Ask Elk for help with quotes →
Listing by Real Estate Services of Palm Coast · 386-445-1000
MLS # 1227210 · Daytona Beach REALTORS® MLS · Updated Oct 18, 2026
Listing data provided by Daytona Beach REALTORS® MLS via IDX. Information is deemed reliable but is not guaranteed. Listings are displayed with the listing brokerage. All measurements and square footages are approximate. Some IDX listings have been excluded from this website: it shows homes within 35 miles of Daytona Beach.
The neighborhood: Pine Lakes
Pine Lakes is an established golf-course neighborhood in northwest Palm Coast, with single-family homes on tree-lined streets, no HOA on most houses, and quick access to I-95 and the newer hospital and shopping along Palm Coast Parkway.
