10 Palmetto Dunes Court
Ormond Beach, FL 32174
AI Photo highlights
A 3-bedroom, 2-bath one-story Florida builder home built in 1994 on pond front with no rear neighbors. Stone counters with granite look and stainless appliances. Vaulted ceilings. First-floor primary with walk-in closet and spa-size bath with soaking tub. Heated, screened pool with solar heat and outdoor kitchen.
Style
Water & views
Kitchen
Bathrooms
Floors & finishes
Layout & rooms
Upgrades & systems
Pool & outdoor
Garage & parking
Rules & fees
Other
Generated by AI from the listing photos and description; may contain errors and is not a substitute for an inspection. † = from the MLS listing or description, not confirmed in photos. Report an error · How this works
About this home
Lakefront pool home on a quiet cul-de-sac in Pine Trails. Mornings here start with coffee on the lanai, the sunrise over the lake and a family of ducks gliding by. This 3-bed, 2-bath concrete block home has open water views from the screened, solar-heated pool, plus an outdoor kitchen with the same granite as inside. Vaulted ceilings, wood-look plank flooring and a split-bedroom plan make 1,598 SF live open and easy. The all-electric kitchen offers granite counters, wood cabinetry, stainless appliances, dishwasher and a breakfast bar. The primary suite opens to the pool and has a walk-in closet, dual-sink vanity, soaking tub and glass shower. Formal living and dining rooms plus a family room; a sliding barn door adds privacy. White vinyl fencing gives privacy on the sides and a low, see-through view to the lake out back; yard fully fenced for pets. 2-car garage, low HOA, no CDD, Flood Zone X. Seller offering a 1-year home warranty. Near Pine Trail Elementary. Book your showing today. THE SETTING 10 Palmetto Dunes Court sits at the end of a quiet, low-traffic cul-de-sac in Pine Trails, an established Ormond Beach neighborhood west of US-1 off Airport Road and just down the road from Pine Trail Elementary. The home backs directly onto the lake, so the view from the pool deck, the patio and the back of the house is open water and mature trees instead of a neighbor's yard. Early mornings are the best part: a family of ducks cruises the lake at sunrise, and the lanai is the perfect spot for a peaceful first cup of coffee. INSIDE A decorative front door opens to a bright foyer and the formal living room, where vaulted ceilings, plant shelves and decorative niches add architectural interest. Wood-look plank flooring runs through the main living areas. A formal dining room sits just off the kitchen, and the family room, with its ceiling fan and sliding glass doors to the lanai, is the everyday gathering spot with a direct line of sight to the pool and lake. The all-electric kitchen features granite countertops, wood cabinetry, a decorative tile backsplash, stainless steel appliances including an electric range, dishwasher and built-in microwave, a double sink with a window overlooking the backyard, and breakfast-bar seating that opens to the casual dining area. A sliding barn door creates a flexible, private wing, ideal for guests, an office or extended family. The split-bedroom floor plan puts the primary suite on its own side of the home. The primary bedroom fits a king-size bed with room to spare and opens through sliding glass doors to the pool. The primary bath offers an updated dual-sink vanity with generous cabinet storage, a corner soaking tub beneath a large window, a separate glass-enclosed shower, and access to the walk-in closet. Two additional bedrooms with ceiling fans and wood-look plank flooring share the second full bath, which has a tub-shower combination. A separate utility room holds the electric washer and dryer along with extensive pantry shelving. OUTSIDE The screened, in-ground pool is heated by roof-mounted solar panels, stretching the swim season without adding to the electric bill for pool heat. A covered patio and an open deck give you room to dine and lounge, and the outdoor kitchen with a sink and the same granite countertops as the indoor kitchen makes entertaining easy. It conveys with the home. White vinyl fencing provides privacy along the sides and drops to a lower, see-through fence at the back so the lake view stays open. The yard is fully fenced, a big plus for pet owners. Solar landscape lights line the backyard for evenings outside. Out front: a well-kept lawn, tropical landscaping, palm trees and an attached two-car garage. THE DETAILS Built in 1994 of concrete block and stucco. 3 bedrooms, 2 full baths, 1,598 SF of living area, 2,422 SF total under roof. 0.18-acre lot (75 x 110). All-electric home. Flood Zone X. No CDD. HOA dues are $225 per year. Public water and sewer. The seller is offering a 1-year home warranty for the buyer. Schools: Pine Trail Elementary, Ormond Beach Middle and Seabreeze High. THE LOCATION Pine Trails puts you minutes from Ormond Beach shopping, dining, parks, medical offices and I-95, with the beach a short drive east across the Granada Bridge. Daytona Beach, the airport and the Speedway are an easy drive south. Schedule your private showing and see the lake at sunrise for yourself.
Home facts
- Property type
- Single Family Residence
- Bedrooms
- 3
- Bathrooms
- 2 full
- Year built
- 1994
- Living area
- 1,598 sq ft
- Price / sq ft
- $228
- Lot
- 0.18 acres
- Garage
- 2 spaces
- Private pool
- Yes
- Waterfront
- Yes
- Annual taxes
- $2,489
- Flood zone
- X (FEMA map)
- Beachside / mainland
- Mainland
- Subdivision
- Pine Trails
- Style
- Other, Ranch, Traditional (per the listing)
- Style seen in photos (AI)
- Florida builder home
- Days on market
- 5
HOA and fees
- HOA
- about $19 a month
- Billed
- $225 /year
- Association listed
- Pine Trails Homeowners Association
From the listing. The HOA total adds every association fee listed for this home; a CDD (community development district) assessment is separate and billed with property taxes. Confirm current amounts with the association and the county.
Flood zone
- FEMA flood zone
- X
- Flood risk
- Minimal
- Nearby
- High-risk zone A within about 60 feet: part of the property may be in it
Lenders decide from a flood determination for the whole property, so ask early whether flood insurance will be required.
From FEMA flood maps at the home's map location (see FEMA's map), checked Oct 29, 2026. Not an official flood determination. Flooding can happen in any zone; ask an insurance agent for a quote, and a surveyor for an elevation certificate.
Features
Interior
Breakfast Bar, Ceiling Fan(s), Pantry, Primary Downstairs, Split Bedrooms, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
Flooring
Laminate, Tile, Plank in Flooring
Cooling
Central Air, Electric
Heating
Central, Electric, Heat Pump
Exterior
Outdoor Kitchen
Patio & porch
Covered, Patio, Porch, Rear Porch, Screened
Pool
Heated, Screen Enclosure, Solar Heat
View
Lake, Pool, Trees/Woods
Waterfront
Lake Front
Lot
Cul-De-Sac, Dead End Street
Fencing
Back Yard, Fenced, Privacy, Vinyl
Parking
Attached, Garage, Garage Door Opener, On Street
Roof
Shingle
Construction
Block, Concrete, Stucco
Laundry
Electric Dryer Hookup, In Unit, Washer Hookup
Security
Closed Circuit Camera(s)
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Sewer
Public Sewer
Water
Public
Pets
Yes
Assigned public schools
From Volusia County Schools' current attendance boundaries at the home's map location (district school zone maps). Zones can change; confirm with the district. School choice, magnet and charter options may also be available.
Location
- Mainland
- West of the river; the beach is across a bridge
- Drive to the beach
- About 16 minutes (6.8 mi) to the beach at Granada Blvd
- Drive-on beach ramp
- Granada Blvd
Beachside distances are straight-line to the nearest public beach access or ramp (Volusia County data); private walkovers owned by a building aren't in the county's data. "Oceanfront lot" means the county lot lines run to the beach with nothing but beach or dune in between (Volusia County parcel map). Mainland drive times and miles follow the roads, from this home to the quickest of the nearby beach accesses; they are estimates from a routing service (OpenRouteService), and actual times vary with traffic, traffic lights, season and events. Beach driving depends on the tide and the season; check the county's ramp status before you go.
Monthly cost
- Principal & interest
- –
- Mortgage insurance (PMI) under 20% down
- –
- Property taxes
- –
- HOA
- –
- Insurance
- –
Estimates only. Taxes are estimated for a new owner from this year's local tax rates; special assessments and fees on the tax bill (garbage, stormwater, street lighting) are not included. Rates are Freddie Mac's weekly national average; yours depends on your credit, loan type and points. Insurance varies widely by company, roof, age and location: add your own quotes. The current owner's tax bill for 2026 was $2,489.
Insurance varies a lot in Florida: roof age, year built, storm protection and the flood zone drive the price. Get quotes early, before your inspection period ends. Ask Elk for help with quotes →
Listing by EXP Realty LLC · 386-547-8586
MLS # 1232309 · Daytona Beach REALTORS® MLS · Updated Nov 2, 2026
Listing data provided by Daytona Beach REALTORS® MLS via IDX. Information is deemed reliable but is not guaranteed. Listings are displayed with the listing brokerage. All measurements and square footages are approximate. Some IDX listings have been excluded from this website: it shows homes within 35 miles of Daytona Beach.
The area: Ormond Beach
Ormond Beach sits just north of Daytona Beach, with oceanfront condos along A1A, homes along the Halifax and Tomoka rivers, and mainland neighborhoods with golf courses, parks and nature trails.